Innovative and Affordable Benefit Designs

Categories: Foster Public-Private Coverage Solutions

Anthem Blue Cross and Blue Shield has developed a portfolio of affordable individual and small group products aimed at helping to reduce the number of uninsured Kentucky residents.

• NextRxSM Generic Plus One – Provides employers with a reliable pharmacy benefit with affordable, quality coverage for members of widely used brand-name medications.  The product covers all generically available medications and provides single-source branded products for highly utilized drug categories such as ADHD, arthritis, asthma, depression, diabetes, hypertension, insomnia and migraines.  Financial incentives shift employees from high-cost branded products to a lower-cost, clinically equivalent alternative, and mandatory mail-ordering further reduces costs.
• Blue Access® Economy – Designed for those seeking a reliable coverage for themselves and their families.  The Blue Access Economy plan offers a compromise between the richer benefits of the Blue Access Plans and the more limited coverage of the Blue Access Value Plan.  Blue Access Economy, which allows members to choose from four deductibles ranging from $1,000 to $5,000, covers the first three office visits with a co-payment of $30 each.  Members can also select a variety of drug options offering different coverage levels, including generic-only coverage, brand-name coverage and mail-order service.