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HRA- and HSA-Paired Health Plans

Categories: Empower Consumers and Providers

Premera Blue Cross Blue Shield of Alaska offers a number of high-deductible health plans for individuals and employers that can be paired with health reimbursement arrangements (HRAs) or health savings accounts (HSAs).  HRAs give employers greater flexibility and control in designing benefit packages and offer employees the convenience of integrating claims processing with the HRA funds made available through their employer.  Premera’s benefit packages are designed with high-value medical and prescription pharmacy services including no or minimal out-of-pocket costs.  This positions Premera’s plans so members can focus on health and wellness through their benefit plan design without cost share barriers.  Premera’s qualified high-deductible health plans focus this high-value design on robust preventive medical and prescription pharmacy coverage meeting HSA qualifications.  This ensures that Plan members have well-tailored health coverage to combine with a fully portable, tax-advantaged HSA.